Table of Content

1: Financial Homework & Constraints

• Prompt 0: Financial Readiness Check

2: Big-Picture Strategy & Asset-Class Split

• Prompt 1: Risk Tolerance Calibrator

• Prompt 2: Core Asset-Class Allocator

• Prompt 3: Global Equity Selection

• Prompt 4: Fixed Income ETF Screener (Bond Bucket)

• Prompt 5: Commodity & Inflation Hedge Screener (Commodity bucket)

3: Build the Core ETF Portfolio

• Prompt 6: Geographic Diversification Builder

• Prompt 7: ETF Hidden Cost Analyzer

4: Risk, Currency, Tax & Broker Choice

• Prompt 8: Portfolio Volatility & Drawdown Planner

• Prompt 9: Risk Tolerance Calibrator

• Prompt 10: Currency Risk Analyzer

• Prompt 11: Tax Efficiency Optimizer (EU Focus)

• Prompt 12: Broker Selection & Implementation

5: Overlap Control (Mandatory)

• Prompt 13: ETF Overlap & Concentration Checker

• Prompt 14: Should I Invest Now? Checklist

6: Execution, Timing, Automation & Ongoing Habits

• Prompt 15: Monthly / Quarterly Portfolio Review template

• Prompt 16: Behavioral Guardrails Coach

7: Glossary